Toolkit · Money
Currency
ECB reference rates · fetched 30/10/2026, 08:05:10
2,433.6 CZK
The one rule that saves you money
When a card terminal or ATM offers to charge you in your home currency instead of the local one, decline it. That offer — dynamic currency conversion — uses the machine's exchange rate, typically 4–8% worse than your bank's. Always choose the local currency.
Cash norms differ across Europe: Germany and Austria still love cash; the Nordics are nearly cashless; Czechia falls in between. Each country card in the toolkit carries the local norm.